Credit Policy Officer:

Job Description: 

The Credit Policy Officer, will be responsible for developing, implementing, and managing credit policies specific to agricultural lending. The ideal candidate will have a strong background in agricultural finance, risk assessment, and policy development, with a focus on ensuring prudent credit decisions aligned with regulatory standards and the bank’s risk appetite. 

Key Responsibilities 

• Develop and maintain comprehensive credit policies and guidelines for agriculture-related loan products. 

• Analyze market trends, industry data, and regulatory updates to ensure credit policies remain current and effective. 

• Collaborate with credit risk, lending, and compliance teams to ensure policy implementation across branches and regions. 

• Assess and recommend changes to credit limits, collateral requirements, and risk mitigation strategies. 

• Provide training and support to credit officers and loan officers on agriculture credit policies and risk assessment. 

• Monitor portfolio performance and identify emerging risks within the agricultural sector. 

• Support product development teams with input on credit structure for new agri-financing solutions. 

• Liaise with regulators, auditors, and internal stakeholders on matters related to agricultural credit policies. 

Qualifications 

• Bachelor in Agriculture, Finance, Economics, or related field. 

• Minimum 5 years of experience in agricultural lending, credit policy, or risk management in a banking or financial institution. 

• Strong understanding of rural credit markets, crop cycles, agri-business financing, and sector-specific risks. 

• Familiarity with regulatory guidelines related to priority sector lending and agricultural finance. 

• Excellent analytical, communication, and stakeholder management skills. 

• Ability to interpret and apply credit data and agricultural sector trends to policy development. 

Preferred Qualifications 

• Experience with credit analysis. 

• Certification in credit risk management or agricultural finance is a plus. 

Why Join Us? 

• Be part of a purpose-driven institution committed to rural and agricultural development. 

• Work in a dynamic environment with opportunities for career growth and professional development. 

• Competitive compensation and benefits package. 

To Apply: 
Please send your resume to: Director of recruiting at: [email protected]   

EEO Statement: 
Dakota Legacy Advisors does not discriminate in employment decisions on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, or other non-merit factor.”